Insurance, 有樣野要remind 下架, medical plan 之中, 有樣野叫”賽外住院保障”, 呢個係on top of 一個medial plan, extra 咁買既, 好平, 一個月都係交幾十蚊架jet, 呢個就係, 如果個basic plan 入面claim 唔足既野, 就會響呢庶claim, 咁個coverage 係大好多架, 果陣我99果份冇買呢個, 有次佢去st teresa stay 左2日, 埋單2萬幾, at the end claim 唔足, 要比7千幾呀!! 如果有買到, 可以claim 多5-6千, 自己比少好多架