please send some information about the following
1/ "靈活定期儲蓄計劃"
2/ "目標為本"的基金儲蓄計劃"
3/ "分段儲蓄基金計劃"
4/"兒童計劃"
Please include the information of where the investment is made e.g. stocks, funds, bonds or insurance etc. and the administrative/service charges, and other details. Thanks!
My e-mail address:[email protected]
I actually bought funds several years ago and I was told of the merits of cost-dollar-averaging which was the core benefit of the monthly saving plan. However, I find it quite annoying that when the stock market falls, my monthly contribution, 5k, bought more units while my accumulation, which worth 500k lost 15%,or 75K. could anyone tell me something about this flaw? or there was no flaw.
this web is really disappointing, other than some agents pretending to be interested members to look for information, is there any decent, authentic, persons here to look for info, or seriously looking for some answers.
with due respect, I am pleased to release the way for calculating commissions for the sought after 'plans',
monthly savings X 12mths X duration of the plan X 2% (about)
this formula 'encouraged' sales to persuade their investors to be more concern about their 'distant future', so that if the monthly saving is low, you can retire comfortably if you 'save' for the coming 35yrs, (though u r already 45).
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