家庭理財 今日: 12 | 主題: 46705

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發表於 17-5-27 23:25 |只看該作者

Interactive 賣的債券似乎美國的居多

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splash

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302^#

發表於 17-5-27 23:26 |只看該作者

回覆 kl337 的帖子

你可打電話去約

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發表於 17-5-29 00:01 |只看該作者

kl337 發表於 17-5-27 22:18
請問可以直接上IB金鐘office 開戶口嗎？上網開好似好繁複

試試打電話去約時間先, 上開去就聽埋個講座, 逢星期2,4 , 下午4點有一個小時的講座, 有中文及英文選。(要先預約留位)最好開戶前睇下 YOUTUBE 片先, 因為講得幾快下, 同埋有點複雜。

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發表於 17-5-29 00:04 |只看該作者

splash 發表於 17-5-27 23:25
Interactive 賣的債券似乎美國的居多

以我所知, 全世界有正式上市的產品都有, 除了落後封閉國家外。( 我上堂時問過這問題 )

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lhyv

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305^#

發表於 17-5-29 15:13 |只看該作者

Thanks very much for the sharing. Very insightful!

for leveraging through property refinance or margin at IB, what should I pick to get some return as the interest cost is already 2-3%, as the bond yield is merely 4%?

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306^#

發表於 17-5-29 19:21 |只看該作者

lhyv 發表於 17-5-29 15:13
Thanks very much for the sharing. Very insightful!

for leveraging through property refinance or ma ...

借貸利率我現在平均是 1.X %,YIELD大過4%的產品仲有好多, 好多 BLOGGER都已貼出來, 上網搵搵
例如 : 70後男主人呢篇, 貼哂堂( 佢唔介意我貼 LINK )
http://hk70s.blogspot.hk/2017/01/blog-post.html

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baby3366

別墅

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發表於 17-5-29 20:08 |只看該作者

//借貸利率我現在平均是 1.X %//

唔錯，幾平喎。有沒有甚麼限制?

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hello1972

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發表於 17-5-29 20:23 |只看該作者

回覆樓主:

1.x% 係要借好大室額架，請用IB裡面嘅計算機計下。

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發表於 17-5-30 10:55 |只看該作者

hello1972 發表於 17-5-29 20:23
1.x% 係要借好大室額架，請用IB裡面嘅計算機計下。

除了 IB , 我仲有其渠道。港元, 美元和新加坡元混合計算是 1.X%

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JL0830

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310^#

發表於 17-5-30 11:01 |只看該作者

maymaggie 發表於 17-5-30 10:55
除了 IB , 我仲有其渠道。港元, 美元和新加坡元混合計算是 1.X%

可以分享下嗎？

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johnchan31

複式洋房

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發表於 17-5-30 13:56 |只看該作者

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lhyv

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發表於 17-5-30 15:14 |只看該作者

JL0830 發表於 17-5-30 11:01
可以分享下嗎？

謝謝樓主，介意分享嗎？因是初哥，但很同意你概念，想學下嘢，萬分感謝！

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lhyv

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發表於 17-5-30 15:17 |只看該作者

maymaggie 發表於 17-5-30 10:55
除了 IB , 我仲有其渠道。港元, 美元和新加坡元混合計算是 1.X%

樓主，介意分享多些嗎？因是初哥，但很同意你概念，想學下嘢，萬分感謝！

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發表於 17-5-30 17:12 |只看該作者

In fact, IB is the one of the best broker i see. It offers full range of product to trade, allows us to do program trading. But need to consider the credit risk. If there is any problem in IB, we may not be able to get back the money. I heard they bought protection for investor from insurance company but not sure if it include investor in HK.

On the bond investment, need to be careful. The bond price is impacted by issuer's credit spread and interest rate. High interest rate --> lower price, high credit spread --> lower price. During QE, the mkt is full of funding. So price of everything headed north. Now QE is about to end. It may be another story.

Also, there are many different variation of bond like coco bond / convertible bond etc. That kind of bond is basically similar to buying the stock itself.

So I strongly suggest doing more research before playing leverage and be reminded to stop loss.

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315^#

發表於 17-5-30 17:18 |只看該作者

回覆 maymaggie 的帖子

Here is what I remember. Hope not wrong.
Margin Ac -> security house can use your holding as collateral to borrow money. So your holding is at risk.
Cash Ac -> security house is just helping you to hold the holding. So your holding is not at risk

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發表於 17-5-30 17:31 |只看該作者

Also, the dangerous thing of bond market is there is chance that no buyer in the extreme time. In that case, the price can drop in gap.

Below is an example. If you checked there 3 yr price movement. You can see the price can drop from 100 to 80 in short time. If you have enough bullet to pay margin, of coz no problem. If you have too high gearing, will be killed in that drop....

https://secure.fundsupermart.com ... ueCode=US251525AN16

So would like to conclude that need to spend more time to study before do investing especially doing margin trading...

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lhyv

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317^#

發表於 17-5-30 21:16 |只看該作者

cwng3 發表於 17-5-30 17:31
Also, the dangerous thing of bond market is there is chance that no buyer in the extreme time. In ...

Thanks for the sharing

If there is no margin, with flexibility to hold till maturity, is bond relatively safe?

Otherwise with the current market situation, what are the better options for low risk investors looking for 4/5 % fixed return?

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happymama2009

子爵府

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發表於 17-5-30 22:27 |只看該作者

回覆樓主：

本帖最後由 happymama2009 於 17-5-30 22:29 編輯

唔好意思，我係新手，唔係好明點解要做margin？

做margin係唔係即係借錢買貨？

最壞嘅情況係點？

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發表於 17-5-30 23:54 |只看該作者

lhyv 發表於 17-5-30 21:16
Thanks for the sharing

If there is no margin, with flexibility to hold till maturity, is bond rel ...

It is really depending on the bond u pick.
(1) credit rating - I would suggest to pick something at least single A or other issuer that you are comfortable. E.g.: bond issued by big bank like HSBC, boa etc or big corporate. I would avoid the Chinese developer even if offer better yield.
(2) I assume you buy fixed rate bond. Whenever the interest rate go up, the bond price will drop. So u maybe suffered by the price dropping when the rate hike.
(3) type of bond you buy. This is bit complicated. I would suggest you do some research like check careful any special term of the bond. E.g.: there is some bond issued by bank that they do not need to pay interest when the tier 1 capital is below certain level.

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