家庭理財 今日: 26 | 主題: 46705

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343^#

發表於 17-6-1 13:07 |只看該作者

bbbusy 發表於 17-6-1 12:46
請教請教，希望你唔好怪我煩，其實除左門檻$要求不同，PB 同 IB 的主要分別是什麽？ ...

IB - interactive broker, an international security house based and listed in US. Similar to the security house in HK but it provide full range of product coverage cross asset class, region and derivatives. As it is on electronic platform, the charge is relatively cheap. Also, it provide API to allow you to trade in your excel spreadsheet. So it provide a wider flexibility for you to trade. Eg: you can do some rule based trading, define stop loss trade, profit taking trade etc. As it is security house, the regulation on it is less strict, so you can imagine there is higher credit risk (margin ac).
PB - refer to private banking. you can imagine it is a banking ac higher level than premier / citigold. It provide full range of banking service including bond ipo/derviative trading like NDF, swap etc and it provide you personal banker for the advise service. The famous PB are the ones from Switzerland like UBS / CS.

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dnangel25

子爵府

積分: 13727

344^#

發表於 17-6-1 13:36 |只看該作者

maymaggie 發表於 17-4-20 11:54
係早幾個月前我發現了呢個BLOG, 如獲至寶。當時都好想向大家推介, 不過我想成個BLOG 睇完, 再實戰先。現在 ...

請教如何避免買到像雷曼兄弟那種債券

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eesze

別墅

積分: 696

345^#

發表於 17-6-1 16:26 |只看該作者

剛係ID開左戶口, 但點過錢去IB? 想用中银或HSBC 卨

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boy9289

積分: 1709

346^#

發表於 17-6-1 17:13 |只看該作者

eesze 發表於 17-6-1 16:26
剛係ID開左戶口, 但點過錢去IB? 想用中银或HSBC 好似可以用電滙。

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eesze

別墅

積分: 696

347^#

發表於 17-6-1 19:07 |只看該作者

boy9289 發表於 17-6-1 17:13

唔知邊度找到電匯帳號。

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348^#

發表於 17-6-1 20:52 |只看該作者

hoching0971 發表於 17-6-1 07:16
在網上看，一般銀行的英文名是先姓后名，但IB的帳名卻是先名後姓，結果因姓名不符而未能轉倉到IB,想求証一 ...

不是, 沒有問題的, 我已成功轉倉。

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349^#

發表於 17-6-1 20:55 |只看該作者

dnangel25 發表於 17-6-1 13:36
請教如何避免買到像雷曼兄弟那種債券

講真, 我都想知。

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350^#

發表於 17-6-1 21:08 |只看該作者

extra6b3 發表於 17-5-31 23:42
我剛係IB網填哂資料開現金戶口，尚欠交證明文件同支票，我有幾個問題想問呀，謝謝

1. 係咪交左支票但未開 ...

1. 係咪交左支票但未開始買貨就會收每月$10美金費用？所以唔敢寄支票住
開戶首3個月 FREE , 之後照計

2. 係咪可以開戶後試下模擬戶口實習下再實戰？
YES

3. 我手頭上有少少美金現金，可唔可以直接入IB黎買貨？
YES

4. IB 有無得set每月幾號一手一手買reits 架？好似月供股票咁
我都唔知。有得SET 價錢, GTC ORDER, MARKET ORDER......SET 日期就唔知

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splash

男爵府

積分: 5131

351^#

發表於 17-6-2 06:46 |只看該作者

回覆 maymaggie 的帖子

那麼你有在iB找到港債嗎？

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cwng3

積分: 1802

352^#

發表於 17-6-2 08:38 |只看該作者

dnangel25 發表於 17-6-1 13:36
請教如何避免買到像雷曼兄弟那種債券

Put it simple, there are two kinds of so called "lehman minibond"
(1) Bond issued by Lehman Brother: Lehman default, bond payer will get paid based on recovery rate.

(2) Credit Link Bond issued by other entity: The idea behind is there is option component in the bond. The bond arranger sell a option to get the premium and use this premium to increase the bond coupon. The option is that "you" have to pay when Lehman is defaulted.

To avoid (1), it is difficult as you never know when a company is defaulted. The credit rating from credit agency is not that realiable. We can try the best to avoid by doing more background check on the company. Also need to know the feature of the bond. When a company default, the bond holder will be paid based on the rank of bond they hold.

For (2), it should not be allowed to sell in retail after minibond and not sure if you can buy via exchange. To avoid it, you can read the coupon of the bond and term to see if there is any special clause.

In short, the market is perfect most of the time. High risk high return. Higher yield must need you to take higher risk. Just the matter if you know it and if you are willing to take. Minibond story is investor bought it without knowing the potential risk. If they know it from day 1, they should 輸得心服口服.

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lhyv

男爵府

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353^#

發表於 17-6-2 09:07 |只看該作者

maymaggie 發表於 17-5-31 20:45
兌換美元任何時間都可以, 照落盤就可以了。

買美債你都可以照落盤, 不過最好係係有市的時間, 你先見到個 ...

樓主，你是否美債為主，有點花多眼亂⋯

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354^#

發表於 17-6-2 10:31 |只看該作者

splash 發表於 17-6-2 06:46
回覆 maymaggie 的帖子

那麼你有在iB找到港債嗎？

港債的定義是 ?
一般在香港有上市的公司, 但用美元/ 歐元發行計價的算不算 ? 如是的話, 有好多。

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355^#

發表於 17-6-2 10:39 |只看該作者

lhyv 發表於 17-6-2 09:07
樓主，你是否美債為主，有點花多眼亂⋯

我乜都買 d, 我前面有講過, 我用IB 最大問題是可買的產品太多, 真係花多眼亂。

我沒有高超的理論, blablabla, 我只是摸著石頭過河, 分散投資, 樣樣買少少試下個實際運作, 慢慢找出合適自己的投資。

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dnangel25

子爵府

積分: 13727

356^#

發表於 17-6-2 10:50 |只看該作者

cwng3 發表於 17-6-2 08:38
Put it simple, there are two kinds of so called "lehman minibond"
(1) Bond issued by Lehman Brother: ...

Thank you so much for detail explanation

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bbbusy

水晶宮

積分: 54778

357^#

發表於 17-6-2 11:04 |只看該作者

maymaggie 發表於 17-5-31 20:42
網上隨便 SEARCH 出來的 PB 門檻是真的嗎 ?
我用了 2 個月時間去十幾間銀行搵經理傾, 發覺真實情況并非如 ...

樓主多謝你開這個post，原來投資除了在銀行買股票還有這麽多另類選擇。現金流為王已經買了，正在閱讀中。
請樓主賜教，你用2 個月時間去了十幾間銀行搵經理傾PB, 可否分享吓PB門檻和實際情況呀? 不勝感激！

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cwng3

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358^#

發表於 17-6-2 11:13 |只看該作者

maymaggie 發表於 17-6-2 10:39
我乜都買 d, 我前面有講過, 我用IB 最大問題是可買的產品太多, 真係花多眼亂。

我沒有高超的理論, blablab ...

Yea. diversification is the rule of thumb in investment.

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