When you book thru agoda, make you sure you know there's different between "book now and pay later", vs free cancellation. There's a USD15 cancellation fee for the former type. There's absolutely none for the latter one.
Yes they will charge immediately upon you pay, and will refund it to your account when you request.
I saw the non-refundable is much cheaper than free cancellation now. If you finalise your plan, you may consider non-refundable if you have an insurance plan as a back up.
normally every ins company Can underwrite their policy differently. but usually they could accept the risk as soon as you confirm your trip and buy it. some cover termination of trip due to certain reasons which are good. but do check with your own ins company. mine one is an annual policy so I am all year covered.
I will be going to Penang and kl, Legoland, malacca, ipoh. Malaysia island Tour. I will 包車。you May consider air Asia if you are concerned about This. I will fly in by scoot To singapore, Penang To HK by HK express.
there's a kidzania in kl.
I took jetstar three years ago, the experience was good. it saved us a lot since we flied for more than 7 nights. if it was cx, it charged us hkd 2+++ surcharge per ticket .
我剛剛去完 檳城+LEGOLAND
食又平! 有觀光! 有小朋友玩地方 !
我搭 HK EXPRESS 1A+2C 連稅只係 $2382
再搭 AIR ASIA 去新山 單程連稅每位 馬幣69
用左M記買大人送小朋友 1日COMBO LEGOLAND門票
同 JASON 買 SGD37 LITTLE BIG CLUB + HELLO KITTY 門票