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22^#

發表於 08-5-8 17:24 |只看該作者

原文章由 fungwongphie 於 08-5-8 16:57 發表
well.....for that $1xx......又唔係過咗2個月, 只不過係1日都會咁做又真係極disturbing lor. We are not talking about a huge sum ma ~~ even HSBC, sometimes I forgot to pay, for a huge sum wor (eg. tax), t ...

因為你一過左期,銀行的資料就會list左你a/c出黎,咁有關部門就要call你...話你知未找數....呢d唔關大小數事....因為無論大小數.....過左期太耐..你的正面資料庫的record一樣會有bad record係度.....

我以前做果間...有個新同事唔識大老細個仔叫咩名.....跟住大老細個仔無找card數.....佢照打電話去追數呀.....咁咪大獲囉...最後為左防止再有呢d事發生.....我地公司會係d特別a/c加個signal....咁無論日後發生咩事......要call 呢d客的時候要睇清楚先做.....

我唔係話你無道理,我只係講我以前做野的時候....見到collection同事做野的方法,唔到佢地話事.....呢d係公司規定....

我唔係做東亞,所以未必知佢地係咪咁做.....

同埋有時有d客真係唔記得自己有用過數.....所以無意識去找數.....希d又話收唔到statement.....如果collection同事唔打電話去追.....可能條數會拖耐左......到時仲衰.....會bad record架.....

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23^#

發表於 08-5-8 17:27 |只看該作者

原文章由 Charlotte_mom 於 08-5-8 17:03 發表
其實係丫, 出唔出門都知咁上下夠期要還架啦, 自己簽左咩點會唔知?!

講白痴, 點夠uob白痴丫! 話說我有張sogo card, 我老公有附屬卡, 有次黎statement見佢簽左3千幾, 咪叫佢自己找返lor! 於是我老公就開左個pps轉賬找 ...

係唔係你老公入錯左a/c呀??因為你用pps轉數....你入邊個a/c..佢就會將個數入返果個a/c......就算係supp card同主咭都好.....佢唔會識幫你轉數架....因為站係銀行立場....主supp a/c係兩個唔同a/c....

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dder

伯爵府

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24^#

發表於 08-5-8 17:38 |只看該作者

dbs 都係一樣.... (附屬品同主咭) 心想如果d有錢佬出咗附屬品咭比d明星仔,都散了係咪要個女仔去bank cut 咭???

原文章由 ha8mo 於 08-5-8 15:53 發表
CUT 咭一定要親身在辦公時間去分行辦理

電話一定cut唔到

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fungwongphie

珍珠宮

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25^#

發表於 08-5-8 17:38 |只看該作者

Frankly, this won't happen in bigger bank with more sophisticated computer system lor ~~

原文章由 愛麗斯傳說 於 08-5-8 17:27 發表

係唔係你老公入錯左a/c呀??因為你用pps轉數....你入邊個a/c..佢就會將個數入返果個a/c......就算係supp card同主咭都好.....佢唔會識幫你轉數架....因為站係銀行立場....主supp a/c係兩個唔同a/c.... ...

原文章由 愛麗斯傳說 於 08-5-8 17:24 發表

因為你一過左期,銀行的資料就會list左你a/c出黎,咁有關部門就要call你...話你知未找數....呢d唔關大小數事....因為無論大小數.....過左期太耐..你的正面資料庫的record一樣會有bad record係度.....

我以前做果間. ...

Well, I say 1 day is 1 day after the due date on the statement and it is just a v v v small sum $1xx........frankly, forgetting to pay $$ do occur on me very often and normally I will pay the late charge + interest and NOTHING MORE happen.........only smaller banks will behave so differently ~~ I think we are not arguing if this is correct or not, even if it is correct, it is just this kind of smaller banks will exercise NO FLEXIBILITY. This is the main point.

I believe that the so-called bad record is nothing if you have enough $$$ at hand.

Please do not quote any information posted by fungwongphie.
不誠實使用電腦會構成罪行，切勿以身試法。
何謂不誠實使用電腦??

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26^#

發表於 08-5-8 17:53 |只看該作者

原文章由 dder 於 08-5-8 17:38 發表
dbs 都係一樣.... (附屬品同主咭) 心想如果d有錢佬出咗附屬品咭比d明星仔,都散了係咪要個女仔去bank cut 咭???

哈哈......我見過有bf開supp card比gf....之後散左..個女仔勁買野.....之後主咭知道之後....緊係即刻cut card.....因為主咭係有權去cut supp card架...

但係如果東亞係一定要人親身去cut card......咁我就唔知主咭可唔可以自己去cut supp card啦.....

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kittylock

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好媽媽勳章醒目開學勳章畀面勳章 BK Milk勳章

27^#

發表於 08-5-8 17:54 |只看該作者

I also find the credit card services of BEA v poor.

I've got some bonus point which would be expired by end of Apr-08, so I used the telephone redemption system to redeem cash coupon on 30-Apr.

I received the letter from BEA last night that they could not process my request because my account did not have sufficient bonus point.

Then I called them for reason, and they said as the system would start to process the next day after you've made the telephone redemption (i.e. May-1), so all my bonus point would be expired and automatically forfeited!!!

[ 本文章最後由 kittylock 於 08-5-8 18:00 編輯 ]

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28^#

發表於 08-5-8 17:58 |只看該作者

原文章由 fungwongphie 於 08-5-8 17:38 發表
Frankly, this won't happen in bigger bank with more sophisticated computer system lor ~~

Well, I say 1 day is 1 day after the due date on the statement and it is just a v v v small sum $1xx...... ...

sorry呀,我唔係想你令覺得我幫銀行講野架.....可能我以前都係做細bank.....所以我就係想講比你知.....細bank的運作咋....我做果間其實係有兩日時間比客人架....即係due day 係10號...如果12號入到數....都一樣無問題.....又唔會有late charge & interest..

可能真係大bank會鬆手d.....我唔知呀...我都係用返自己bank的credit card咋.....

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29^#

發表於 08-5-8 18:00 |只看該作者

原文章由 kittylock 於 08-5-8 17:54 發表
I also find the credit card services of BEA v poor.

I've got some bonus point which would be expired by end of Apr-08, so I used the telephone redemption system to redeem cash coupon on 30-Apr.

I re ...

咁最後係咪真係換唔到呀?呢d case應該可以同佢講架....事實你order果日係未過期.....係唔係銀行的職員....點知佢地要run一日先redeem到.....

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RonicaKwok

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30^#

發表於 08-5-8 18:02 |只看該作者

DBS 唔洗 wo, 我上次 cut card... 我打去, 佢叫我自己剪左張 card 咋 wo....

原文章由 dder 於 08-5-8 17:38 發表
dbs 都係一樣.... (附屬品同主咭) 心想如果d有錢佬出咗附屬品咭比d明星仔,都散了係咪要個女仔去bank cut 咭???

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kittylock

積分: 20863

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31^#

發表於 08-5-8 18:14 |只看該作者

They didn't promise to give me back my bonus point, but just said they would help me to get approval from management to see whether the points can be extended for 1 month till 31 May. Yet I have to wait for 4-5 working days for their reply!

原文章由 愛麗斯傳說 於 08-5-8 18:00 發表

咁最後係咪真係換唔到呀?呢d case應該可以同佢講架....事實你order果日係未過期.....係唔係銀行的職員....點知佢地要run一日先redeem到.....

[ 本文章最後由 kittylock 於 08-5-8 18:15 編輯 ]

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風琴

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32^#

發表於 08-5-8 18:30 |只看該作者

原文章由 愛麗斯傳說 於 08-5-8 17:53 發表

哈哈......我見過有bf開supp card比gf....之後散左..個女仔勁買野.....之後主咭知道之後....緊係即刻cut card.....因為主咭係有權去cut supp card架...

但係如果東亞係一定要人親身去cut card......咁我就唔知主 ...

話就話可以cut, 不過要寄返張卡比佢. 佢一日未收到你張supp card, 一日都唔cut

. 下次又出新卡比你, 你唔去確認, 過左幾年都係照出比你. 好彩主卡同supp card永久免年費, cut佢又煩, 就由得佢寄來. 東亞既hotline成日電話冇人聽, 再唔係就叫你等等, 之後等等下就自動cut 線. 你真係唔好唔見左張卡, 想stop都沒人聽電話. 我試過打hotline打左1小時都冇人啊..........

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33^#

發表於 08-5-8 18:42 |只看該作者

原文章由風琴於 08-5-8 18:30 發表

話就話可以cut, 不過要寄返張卡比佢. 佢一日未收到你張supp card, 一日都唔cut. 下次又出新卡比你, 你唔去確認, 過左幾年都係照出比你. 好彩主卡同supp card永久免年費, cut佢又煩, 就由得佢寄來. ...

呢樣真係幾黑人憎....我做果間的hotline都係好難打....所以d客打親黎....第一時間鬧左先.....所以我有陰影.....打死都唔做hotline ....哈哈...

我係做cancel card架....我地會收到form,不論fax又好,分行form,客人自己寫信.....我地都照做.....就算無card返都會做.....因為要保障客人....有人會交cancel form先.....之後將張card入落atm 機...因為已經cancel左....atm 機會食左張咭.....之後銀聯果邊會送返d card比有關銀行.....到時再destory埋張咭.....

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