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發表於 07-10-12 09:14 |只看該作者

kitchanjn1428,
只有住US/Canada 嘅居民先可以apply, 加幣$12-15/month
check below
http://www.ctinets.on.ca/bb_plan_chin.html

原文章由 kitchanjn1428 於 07-10-11 11:04 AM 發表
Hi Nillie_Mami,

請問怎樣申請free between HK & USA 寬頻電話.
:-P :-P

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HelloPepsi

積分: 5216

382^#

發表於 07-10-15 00:45 |只看該作者

想請問一件事。我下星期一就起程去美國land
個張好大張既X光片我可唔可以放入行李寄倉呢？係唔係過左移民局後先要出示架？

因為我單獨帶個22個月既仔一齊去，所以我想盡量減少手提行李，轉機時無咁辛苦

小霸王相集古惑熊貓仔

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Carrie210

大宅

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醒目開學勳章

383^#

發表於 07-10-15 00:56 |只看該作者

個張好大張既X光片我可唔可以放入行李寄倉呢？
可以
係唔係過左移民局後先要出示架？
唔洗比佢地睇,但要自己keep　ａｔ　ｌｅａｓｔ一年

原文章由 HelloPepsi 於 07-10-15 00:45 發表
想請問一件事。我下星期一就起程去美國land
個張好大張既X光片我可唔可以放入行李寄倉呢？係唔係過左移民局後先要出示架？

因為我單獨帶個22個月既仔一齊去，所以我想盡量減少手提行李，轉機時無咁辛苦 ...

Nat Nat World 叻叻小天地

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積分: 7794

384^#

發表於 07-10-15 04:53 |只看該作者

hellopepsi,
只有嗰份 sealed好嘅 document 係要hand carry.
冇sealed 同領事館冇提及嘅, 你可以唔駛hand carry
記得, 份document 係做green card 架.. 你千其唔好開咗佢, otherwise, 你plan 住入境俾移民官打回頭都似呀!
唔好俾個仔攞嚟玩!!

你留唔留低過 Halloween呀??
記得land 之後 call BK mom--leohannahchan, Hannah, 佢等緊你land N.C., 佢會幫到你settle down

原文章由 HelloPepsi 於 07-10-14 11:45 AM 發表
想請問一件事。我下星期一就起程去美國land
個張好大張既X光片我可唔可以放入行李寄倉呢？係唔係過左移民局後先要出示架？

因為我單獨帶個22個月既仔一齊去，所以我想盡量減少手提行李，轉機時無咁辛苦 ...

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DDdada

積分: 19

385^#

發表於 07-10-15 23:55 |只看該作者

Hi 咁多位媽媽, 你們好。我是經哥哥apply的, 現在仍在輪候中，但多數會
2-3 年內輪到。現在我還十五十六, 希望你們可以給我意見, 及提供一些資料。

我和husband 在香港都有固定工作, 只是為了小兒的將來, 希望給他多一個選擇, 所以我們都覺得應該要移民。但這選擇真的是很冐險 - - 除了要放棄現有的穩定工作和收入, 我倆都是over 40 years old, 中學畢業, 不知能否在美國找到工作，這點是我們最担心的。另一方面, 我兒子快6 years old, 我亦希望他早些去美國，好讓他容易適應。你們覺得如何呢?

你們當中有人說如果第一次declare all the investments and property, 這些便是免稅的。我想問如果我declare 後繼續keep the investments (e.g. stocks) in Hong Kong
while I am working in USA, 那麼以後每年在香港所收的
dividend, 是否taxable?
Besides, can I declare it when I first enter USA, then I sell these investments in future and bring the money to USA.
Will this sum of money be taxed?

另外我亦check 過
monster.com website. 我想知我是否現在就可send resume , 看看我可以找到甚麼工作以便估計將來我能找到甚麼工作?
其實我亦有
accountancy degree from a university in Hong Kong, 但我一直以來都沒有做accounts 的工作, 所以我是冇accounts 工作
的經驗, 因此我覺得在美國找工作時, 亦只好當自己是中學畢業及找普通clerical job，是否容易找到這些工作呢? 人工約多少? 另我是否可以apply accounts 要求fresh graduate 的工作呢因為始終accounts 工作是 more professional，但我已over 40 years old，是否有點不實際呢?

另我現在的學歷是香港的學歷, 我如何使美國人知道這些學歷是等於他們的甚麼學歷?

Sorry, I have so many questions.
我實在感到徬徨, 希望你們幫幫忙, 給我一點意見及資料。謝謝。

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kitchanjn1428

大宅

積分: 3435

386^#

發表於 07-10-16 00:31 |只看該作者

Hi Nillie_Mami,

Thanks you information.

原文章由 Nillie_Mami 於 07-10-12 09:14 發表
kitchanjn1428,
只有住US/Canada 嘅居民先可以apply, 加幣$12-15/month
check below
http://www.ctinets.on.ca/bb_plan_chin.html

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rose-mag

王國長老

積分: 174325

母親節2025勳章 2025勳章蛇年勳章 2024年龍年勳章虎到金來勳章牛年勳章 15週年勳章親子王國15週年勳章 2018復活節勳章畀面勳章有「營」勳章好媽媽勳章醒目開學勳章環保接龍勳章大廚勳章親子達人勳章王國長老 BK Milk勳章 hashtag影視迷勳章最關心BB問題熱投勳章開心吸收勳章

387^#

發表於 07-10-16 03:34 |只看該作者

原文章由 DDdada 於 07-10-15 23:55 發表
Hi 咁多位媽媽, 你們好。我是經哥哥apply的, 現在仍在輪候中，但多數會
2-3 年內輪到。現在我還十五十六, 希望你們可以給我意見, 及提供一些資料。

我和husband 在香港都有固定工作, 只是為了小兒的將來, 希望給他多 ...

DDdada,
A lot of people decide to come to US for the education of the kids. It really depends on how much you need to sacrifice and your expectation. It does not guarantee your kid can go to university if your family emigrate to here, it depends on the talents and the decision of your kid. You just give him the chance but not a promise. You and your husband are over 40 and indeed it's more difficult for you 2 to adapt to the living style in here. Also, older people have less chance in career development unless you have specialties or qualifications. With high school certification (=
中學畢業) is the basic requirement for finding a okay job in here. If you look for clerical position, high school graduation is a fine but talking about more senior position such as analyst or specialist, you should have a degree.

第一次declare all the investments and property是免稅的。 But, you want to keep the investments in Hong Kong, the income you made from them would be taxable and you need to submit the information every year. I don't really understand how "you can declare it when I first enter USA, then sell these investments in future and bring the money to USA". Once you bring in new money to your bank accounts, the bank will automatically include it for your taxation document. So, you are advised to sell your property or stocks before you come if you want them to be tax-freed. Or, you need to pay tax for your income generated from them.

It depends on you when you want to send your resume and look for a job. Accountant is quite okay in San Francisco (not sure where you would go and I live in SF) but if you don't have any experience, it would be quite difficult. You may need to have 3rd party endorsement of your accountant degree qualifications. It takes time and money to do that. Most of the government jobs would require verification. Some private company would verify your qualification with their own vendors.

I have 14 years of professional experience in HK but when I apply for job in the same field here, I could only have 2 interviews (1 was referral from previous coworker). Finally, I look for temp jobs such as data-entry, typist and other generate types such as secretary, admin. Finally, I found a job as an admin assistant in an international bank 2 years ago. So, it depends on what you expect and your luck. Actually, where you plan to stay if you come to US and who can help you? Don't think that you can depend on family members or friends. Sometimes, they have their own difficulties too.

花旗太太生活在花旗國，留意時差，你問我未必即時答到。

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DDdada

積分: 19

388^#

發表於 07-10-16 23:20 |只看該作者

Dear Rose

Thanks for your reply. I know that there is no guarantee for my son to study in university even we migrate within the next few years. We hope to be able to migrate earlier just because we know that the earlier we migrate, the easier my son can adapt to the new environment. On the other hand, if we migrate earlier, we need to give up our job earlier and thus save less for our future. This is our dilemma. However, my brother also suggested we better go to the US earlier so that it is easier to get a job while we are comparatively still “young” (at least below 50). If we are over 50, I think it is really difficult to get a job there.

Thanks for telling me your encounters in job seeking. I am sure that I will face some difficulties or even more difficulties in finding a job. In fact, I am not very aggressive, otherwise, I will look for an accountant job after finishing my degree course in Hong Kong. My brother told me that having a total family income of about US$60,000 a year should be sufficient for us to live in Boston. I am currently a secretary to a senior executive in a big organization in Hong Kong. I don’t mind working as a typist or a clerk if only I can earn US$30,000 a year hoping that my husband can earn another US$30,000 a year.
Is it easy to earn US$30,000 a year if I just look for a clerical job with high school qualification? Do you know the situation in Boston?

With regard to my questions on investment, I think it is better to clarify by an example:

Value of investment before first landing (say year 2010): HK$100,000
Interest/dividend earned from this investment (still keep in Hong Kong): HK$100 each year
Value of investment after 10 years (say year 2020): HK$200,000

Once I declare such investment (HK$100,000) when I first land in US in year 2010, then I need to file the interest/dividend earned (i.e. HK$100) each year in my tax filing. Right?

If I sell the investment before landing and then I deposit this HK$100,000 (=US$12,820) in a local bank in US, I also need to file tax for the interest earned from the local bank each year and pay for the tax.
Am I right?

If so, I don’t need to sell the investment before landing as I need to pay tax on the interest/dividend earned from such amount of money no matter it is in Hong Kong or in US? Is that right?

My second question is if I decide to keep the investment in Hong Kong and I declare it when I land in US in 2010. Then, in 2020, I sell the investment and get HK$200,000.
I remit this HK$200,000 to US. I just wonder the capital gain (i.e. HK$100,000) from this investment is taxable or not.
However, you said that “Once you bring in new money to your bank accounts, the bank will automatically include it for your taxation document.” Do you mean that the US government will consider the whole amount of HK$200,000 as new money and I need to be taxed on the whole amount but not just the HK$100,000 (capital gain)?
Please clarify.

Once again, thanks for your advice and information.

Regards
DDdada

原文章由 rose-mag 於 07-10-16 03:34 發表

DDdada,
A lot of people decide to come to US for the education of the kids. It really depends on how much you need to sacrifice and your expectation. It does not guarantee your kid can go to unive ...

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積分: 7794

389^#

發表於 07-10-17 01:41 |只看該作者

Bessy,
你用乜嘢身份進入美國? 仔仔又用乜嘢身份進入美國讀書?
你仔仔幾多歲?

原文章由 Bessy 於 07-10-16 05:50 AM 發表
Dear Nillie Mami,

請問我現在同仔仔去美國讀書，我可否在美申請定居，有沒有人同我case一樣？如果可以的話？在那裹申請？謝謝！

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HelloPepsi

積分: 5216

390^#

發表於 07-10-17 01:43 |只看該作者

Thank you Nillie_Mami and 叻叻媽

我會1/11先離開美國

原文章由 Nillie_Mami 於 07-10-15 04:53 發表
hellopepsi,
只有嗰份 sealed好嘅 document 係要hand carry.
冇sealed 同領事館冇提及嘅, 你可以唔駛hand carry
記得, 份document 係做green card 架.. 你千其唔好開咗佢, otherwise, 你plan 住入境俾移民官打回頭都 ...

小霸王相集古惑熊貓仔

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rose-mag

王國長老

積分: 174325

391^#

發表於 07-10-17 01:44 |只看該作者

原文章由 DDdada 於 07-10-16 23:20 發表
Dear Rose

Thanks for your reply. I know that there is no guarantee for my son to study in university even we migrate within the next few years. We hope to be able to migrate earlier just because we ...

DDdada,
I'm not sure about Boston. In SF, the living standard is quite high. Clerical job usually starts from $30,000 onwards based on 40 hours per week. We have minimum wage of $9.14/hour in SF hence, even a cashier in Starbucks would earn at least this if the company has more than 10 workers. However, the min. wage in other state or federal level is much lower. I believe that the living standard in Boston is lower than SF. You should ask your brother on the average income people made there. Or, you can take a look of the recruitment websites and check the income range in Boston. Remember, the tax in US is much higher in HK. Also, we have 401K, social security and other charges. You need to pay tax to both state and federal level. Therefore, the actual income you receive in your pocket is much lesser.

For your investment, if you leave your money in HK and sold it in 2020, the total lumpsum will be counted as income. So, you bring in $200,000 and the whole amount will be counted as income in 2020, not just the interest itself. Tax will be charged based on $200,000. That's why I said that you need to bring in all the money if you have decided to come for good. Also, you may need to check with your investment planner that if your investment plan can be kept if you migrate to US. Some of the investment plan limit the owner to non-US residents or citizens.

Well, the earlier your kid come to US, the more easier for him to get used to the living here. But, there's trade off too. He may not speak or write Chinese in the future. My mom's friends came over to here with their daughter when she was 6. Now, she's 17 years old. She can speak Cantonese but forget how to write and read already. Instead, she is interested to learn Spanish.

花旗太太生活在花旗國，留意時差，你問我未必即時答到。

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IamBallBall

洋房

積分: 158

392^#

發表於 07-10-17 11:25 |只看該作者

Hi, 我第一次過來呢邊留言, 想問:

我叔以勞工移民身份申請 (一家一齊來), 已驗身, 大約要等多久才見embassy? (其實我唔係好知移民程序, 不過我爸爸和我叔好心急)

唔該!

MY BLOG

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DDdada

積分: 19

393^#

發表於 07-10-17 17:52 |只看該作者

Dear Rose

Again, thanks for your information. By the time our application is approved, my son should be 9 or 10 years old.
I think he should have learned quite a lot of Chinese words by that time.

Now I understand why you and some other moms always ask the “new comers” to bring in all the money.
That means, after migration, if I still keep the investment in Hong Kong, I need to file tax return to report the interest/dividend earned from this investment each year.
Besides, if I sell the investment in 2020, I can only leave the money in Hong Kong in order not to be taxed by US government.
However, how about the capital gain of HK$100,000?
Is it taxable in 2020?

How about the flat?
In case it is not sold yet when we land in 2010, can I declare it at a higher value, e.g. the normal market value is HK$1,000,000 but I declare the value as HK$1,100,000 just in case my flat can be sold out at a higher value.
Is it legal to do so?
After selling the flat, will I be taxed if I remit the HK$1,100,000 to US?

The tax rate in US is very high compared with that in Hong Kong.
However, you can enjoy the 401K and some other benefits(?) when you are old while we in Hong Kong have to rely on our own savings when we are old.
I know nothing about the 401K.
Is the amount really enough for the US people to enjoy normal (or at least reasonable) standard of living after they retire? If the amount is enough, I think it is worthy to pay for such a high tax.

Please pardon me for asking so many questions. You are really kind to help me and up till now you are the only one to answer my questions.
Thanks a lot!

Regards
DDdada

原文章由 rose-mag 於 07-10-17 01:44 發表

DDdada,
I'm not sure about Boston. In SF, the living standard is quite high. Clerical job usually starts from $30,000 onwards based on 40 hours per week. We have minimum wage of $9.14/hour in SF ...

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Bessy

積分: 9

394^#

發表於 07-10-17 23:48 |只看該作者

原文章由 Nillie_Mami 於 2007/10/06 01:41 發表
Bessy,
你用乜嘢身份進入美國? 仔仔又用乜嘢身份進入美國讀書?
你仔仔幾多歲?

Nillie Mami
我用美國旅遊簽證的，仔仔是美國citizen，他是5歲。我可否去美國居住及陪仔仔讀書呢？

2630

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bunnymonkey

別墅

積分: 781

395^#

發表於 07-10-18 03:10 |只看該作者

If you have visiting visa only, you are not suppose to stay/live in the US for long even though your son is US citizen. If your husband is US resident/citizen, they he can apply you to apply green card so you can "stay" in the US for a longer time. Or if your spouse has J-1/H-1 type of visa, you can apply for the dependent (e.g. H-4) to accompany him. With visiting visa, I think each time you can stay for 6 months max and you can apply for extension for another 6 months.

原文章由 Bessy 於 07-10-17 23:48 發表

Nillie Mami
我用美國旅遊簽證的，仔仔是美國citizen，他是5歲。我可否去美國居住及陪仔仔讀書呢？

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bunnymonkey

別墅

積分: 781

396^#

發表於 07-10-18 03:20 |只看該作者

DDdada,

"However, you can enjoy the 401K and some other benefits(?) "

That's only if you put money in your 401K plan. My understanding is that if you do not put anything in the 401k and if your employer didn't put anything in it, you will get no 401k money when you retired. Some companies do 401K matching and some companies don't. e.g. in the year of 2007, you can contribution a maximum amt of $15500 into your own 401k plan. The good thing is those will not be taxible. e.g. if you make $115500 a year, and you contribution the max amt of 401k for this year (i.e. $15500), only $100000 (minus your other tax credit) of your income is subject to be taxed.

2007 401k Contribution Limit: $15,500
2007 Catch-Up Contribution Limit (only for those over 50 years old): $5,000

These are the IRS limits, but you are also subject to the limits imposed by your company’s 401k plan. Some company may do $1 to $1 match up to a certain amount. i.e. if you put $1000 in your 401k, the company also put $1000 in your account so you will have $2000 in total.

原文章由 DDdada 於 07-10-17 17:52 發表
Dear Rose

Again, thanks for your information. By the time our application is approved, my son should be 9 or 10 years old.
I think he should have learned quite a lot of Chinese words by that time. ...

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積分: 7794

397^#

發表於 07-10-18 03:49 |只看該作者

Bessy,
恕我直言..你只持travel visa 入境生BB, even 如期出入境亦冇資格同仔仔住US 陪仔仔讀書
你以後入境亦需要申請travel visa.
每半年上canada 行個圈返嚟.
因為你冇任何背景.. 只有仔仔係公民, 如果你想移民美國,
2choices.
1. DV2009 Green card 2009大抽獎, expired @ start of December. 你check 之前message, 我己post 如何apply DV2009
2. 你等仔仔21歲時, apply 父母去攞Green card.

原文章由 Bessy 於 07-10-17 10:48 AM 發表
Nillie Mami
我用美國旅遊簽證的，仔仔是美國citizen，他是5歲。我可否去美國居住及陪仔仔讀書呢？

私人傳訊