樓主想要減99 3千蚊; 一年只係3萬6. 吾好打99主意 la. c6 is using his own $$ to support 99 and he is paying most of the expenses. He is already under pressure. To be a considerate wife, 樓主 should use her own savings during this critical period.
樓主 has some $$ but just does not want to use. Cutting 99 既家用 is not good. This amount is 62 and 99 expect every month. This would make them lack of security. They may feel depressed and psychologically sick. Then, their health condition deteriorate quickly. 樓主 and husband then have to bare their medical expenses which would be x times of this $3000.