candy,
<<我hb年年都係用卡交稅賺積分>>, sure la, your hb pay your portion also, you can have more private $ to spend la
<<你個朋友除咗賣Laneige, 仲有冇賣其他牌子呀>> actually whatever brand you given to him, he can search for you. which brand you like to check the price, I could ask him to quote.