Bonnie223 寫道:
打錯了,應該是10%左右回報率,對於我這個新手,是否定得太高,貪心了些.
Hello Ron,
本人對投資基金開始有興趣,但不懂得,可否選擇一些你的心血文章給我學習及認識投資基金的法門.
另外,有無D教人計算基金回報率的web-site 嗎?
還有,你的web-site,我都想要.
銀行介紹左 Fidelity Funds-US High Yield Fund 給我,我覺得唔錯,想請問你的意見,我目標是投資10萬,每年有5-8%升幅,有什麼推介呢.
問題太多,但都請你幫忙解答.
My-email address
[email protected]
Thank you very very much!
Josephine108 寫道:
Hi Ron38,
其實我想每個月儲太約$5,000 - $6,000for BB (3 months old now).......Allianz係我公司ORSO的service provider, they have a plan called "Speciali Voluntary Contribution Scheme".......There are 8 funds:
- RCM Capital Preservation Fund (a)
- RCM Absolute Return Fund (b)
- RCM Capital Stable Fund (c)
- RCM Stable Growth Fund (d)
- RCM Balanced Fund (e)
- RCM Growth Fund (f)
- RCM Asian Fund (g)
- RCM Hong Kong Fund (h)
More (Correct) information, 4 times partial withdrawal per year without fee, unlimited fund switching, Fee from 0.98% (for capital perservation fund) to 1.18% (for all other funds), no bid and offer spread.......etc.
I'm now planning to invest in the following ways
(f) - 40%; (g) - 40% and (e) - 20%.
I have tried to find the rating from Morningstar but no information is provided. Do you have any comment on the above funds ?
As you mentioned, "employ不同的人幫", then 揾那個幫手呀 ??
-( ?-(
[quote]
Ron38 寫道:
Um... Allianz的增長基金的確很好． 若是1000元的話，可以選擇．
但若是3000元，可以分散其他地方，e.g. Templeton Asian Growth 1000, JF Euroland 1000.
資金分３份，employ不同的人幫你小小的3000元"打工"．
選"無年期"Direct Saving plan啦，平很多，又flexible.
^^
努力．
Ron38
[quote]
Josephine108 寫道:
Hi Ron,
Now considering the monthly contributory plan from Allianz Global Investor....Fee: 1.18% including all (admin. fee, handling fee....etc)....No bid and offer spread, 4 times free fund switching..... But only 9 Fund Choices (all are MPFA approved funds).....
The above is good ?
Please give me some comment.
Thanks !!!!!!!!!!!!!!!!
joys 寫道:
Hi, Ron38,
我想請教一下, 買基金是否用了大部分的$在行政及認購費上, 因我看到Tony寫他的經驗, 說過了很多年仍然不能返回買的價位, 而他所買的基金市場己升超過他當年所買的, 而他大部分$己給了基金經理們作mag. fee, etc. , 更有的基金己close及和其他基金合并, 故自己做的profile的成績好過基金, 所以有點擔心, 若自己所儲的$會化為烏有, 請賜教! Thanks a lot!
Ron38 寫道:
頭痛人,
因為我也有看過Tony這本書，看完有關基金方面，只能說他不懂投資基金的方法。 若以'炒股'的方法去投資'高風險'的基金，下跌又不作止蝕, 損手是正常的.
更簡單的，便是買例如"亞洲", 由基金經理幫手揀市場, 再找一些5年、以至10年好表現的基金，便真的可以'長線持有', 而不用作什麼'止蝕'.
另一樣'看見'的是，若果他真是'股神', 那麼我們小投資者最簡單, 又輕鬆的方便, 便是投資這'股神'管的基金， 這樣, 相信他不會再說什麼了..."
Ron38
littlefatc9 寫道:
Ron
自從讀過你的專業意見後,我開始對基金興趣多左小小
話說lunch time去銀行8卦問o下d月供環球基金,個staff介紹左幾隻,我去左morningstar睇內容&rating(呢樣真係你教精我的)
呢一個我幾有興趣 : 寶源增長基金 - HKD-ACC
http://www.hk.morningstar.com/hkg/fund/fundqt.asp?country=HKG&symbol=F0000001M1
佢個rating係4星又係hkd結算,我見佢個項目係呢個fund買好多funds,我c9咁諗我供1000蚊變相買左好多funds,其實我咁諗o岩唔o岩呢?
你又覺得呢隻基金如何?
唔該晒
jess168 寫道:
Ron,
Hello. 好耐無見.
請問First State Global Resources Fund 及 Schroder Global Emerging Market Opportunities Fund 有何意見, 可否買 ? 因銀行建議我買 .
早前約於10月時你曾建議買的基金, 現在已經升了, 你那時教先買1/3 (雖然高價, 但可照買), 之後再等時機再入注. 請問應何時才是第二, 三次入注時機 ?
謝謝賜教.
jess168 寫道:
Ron,
早前約於10月時你曾建議買的基金, 現在已經升了, 你那時教先買1/3 (雖然高價, 但可照買), 之後再等時機再入注. 請問應何時才是第二, 三次入注時機 ?
謝謝賜教.
Josephine108 寫道:
Hi Ron,
可否比D意見我呀 ?
Thank you !!
[quote]
Josephine108 寫道:
Hi Ron38,
其實我想每個月儲太約$5,000 - $6,000for BB (3 months old now).......Allianz係我公司ORSO的service provider, they have a plan called "Speciali Voluntary Contribution Scheme".......There are 8 funds:
- RCM Capital Preservation Fund (a)
- RCM Absolute Return Fund (b)
- RCM Capital Stable Fund (c)
- RCM Stable Growth Fund (d)
- RCM Balanced Fund (e)
- RCM Growth Fund (f)
- RCM Asian Fund (g)
- RCM Hong Kong Fund (h)
More (Correct) information, 4 times partial withdrawal per year without fee, unlimited fund switching, Fee from 0.98% (for capital perservation fund) to 1.18% (for all other funds), no bid and offer spread.......etc.
I'm now planning to invest in the following ways
(f) - 40%; (g) - 40% and (e) - 20%.
I have tried to find the rating from Morningstar but no information is provided. Do you have any comment on the above funds ?
As you mentioned, "employ不同的人幫", then 揾那個幫手呀 ??
-( ?-(
JeffB 寫道:
Hi Ron
My husband also has the same problem that Josephine has. He is now considering (e) RCM Balanced Fund, (f) RCM Growth Fund, and (g) RCM Asian Fund as well. He won't consider the others as he already has some other conservative plans. Can you also e-mail to him at [email protected]? In fact, he needs to make decision next Monday. Your earlier advice would be much appreciated.
Regards
JeffB
發表於 
返回列表
