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男爵府

積分: 7768


1141#
發表於 07-11-20 11:57 |只看該作者
Recently have idea of house moving....becoming a money burner for kids............
Hayes had been breastfeeding for almost 3 years, then naturally weaned by himself!

Wish Hayes with Love, Peace & Joy!!


男爵府

積分: 9395


1142#
發表於 07-11-20 12:00 |只看該作者
原文章由 chiuchristan 於 07-11-20 11:52 發表
bbpooh,
If this school is good, 肉赤都冇計la, right!
We become a money burner for kid ma.


問題係兩間學校都有優點同缺點,所以好難決定。

現在的一間叫卓思:
丁丁讀得開心
一般評語是:課程深、老師有愛心、地方大、小學派位好、直資或私校入讀機會大

$1100留位費的學校叫宏褔:
一般評語是:課程淺,小朋友讀得開心、重思考活動教育、較難接小學課程、地方小,但唔知派位成績如何,又不知入讀直資或私校的情況如何


男爵府

積分: 8249


1143#
發表於 07-11-20 12:11 |只看該作者
It seems that the first one is better wor. At least Ding Ding is currently studied there and he has already got familiarize with the school. No need to adapt to a new one. Do your find the 課程深 by now, i mean in N1?
老師有愛心 is very important too.
小學派位好 -- very good le.

Does both of location of the schools be close to your home?

原文章由 bbpooh 於 07-11-20 12:00 發表


問題係兩間學校都有優點同缺點,所以好難決定。

現在的一間叫卓思:
丁丁讀得開心
一般評語是:課程深、老師有愛心、地方大、小學派位好、直資或私校入讀機會大

$1100留位費的學校叫宏褔:
一般評語是:課程淺,小朋友讀得開 ...


男爵府

積分: 7768


1144#
發表於 07-11-20 12:12 |只看該作者
諗起搬屋好似倒水....pack超多野 & 有關交收細節更頭痕....住開好舒服, 好懶handle big project....

奴隸C9

Hayes had been breastfeeding for almost 3 years, then naturally weaned by himself!

Wish Hayes with Love, Peace & Joy!!


男爵府

積分: 8470


1145#
發表於 07-11-20 12:14 |只看該作者
原文章由 chiuchristan 於 07-11-20 12:12 發表
諗起搬屋好似倒水....pack超多野 & 有關交收細節更頭痕....住開好舒服, 好懶handle big project....

奴隸C9


上等人,

大屋搬大大屋係煩啲架嘞, 咁多地方啲嘢都唔知擺邊好


男爵府

積分: 8249


1146#
發表於 07-11-20 12:18 |只看該作者
relocate to same district??

原文章由 chiuchristan 於 07-11-20 11:57 發表
Recently have idea of house moving....becoming a money burner for kids............


男爵府

積分: 8470


1147#
發表於 07-11-20 12:18 |只看該作者
原文章由 bbpooh 於 07-11-20 12:00 發表


問題係兩間學校都有優點同缺點,所以好難決定。

現在的一間叫卓思:
丁丁讀得開心
一般評語是:課程深、老師有愛心、地方大、小學派位好、直資或私校入讀機會大

$1100留位費的學校叫宏褔:
一般評語是:課程淺,小朋友讀得開 ...


第一間好似都幾好喎, 起碼肯定老師有愛心.


男爵府

積分: 7768


1148#
發表於 07-11-20 12:24 |只看該作者
上上等 上了岸的FSY::lol

唉! 大家都係香港打工仔, 妳間豪宅夠大, 但我長遠想多少少空間比倆隻仔lor!
但想起Ivyscyip話過property is low liquidity, 唉, D $$成為不動產, 好無癮呀!!
仲要handle執/搬餐C, 好懶....

未上岸的Cheap C9

原文章由 fsy 於 07-11-20 12:14 發表
上等人,

大屋搬大大屋係煩啲架嘞, 咁多地方啲嘢都唔知擺邊好
Hayes had been breastfeeding for almost 3 years, then naturally weaned by himself!

Wish Hayes with Love, Peace & Joy!!


男爵府

積分: 7768


1149#
發表於 07-11-20 12:27 |只看該作者
No la, possibly should move to other district. We would consider for the primary school network & area of property.

Hey, you're expert for house moving bor, any suggestion?

原文章由 tingfai 於 07-11-20 12:18 發表
relocate to same district??
Hayes had been breastfeeding for almost 3 years, then naturally weaned by himself!

Wish Hayes with Love, Peace & Joy!!


公爵府

積分: 28468

2025勳章蛇年勳章 2023年兔年勳章


1150#
發表於 07-11-20 12:27 |只看該作者
bbpooh,

I will choose No.1 and save the $1,000 for Ding Ding.

Reason: Ding Ding get used to the school and teacher. If no further or better reason, I will not change the school.

原文章由 bbpooh 於 07-11-20 12:00 發表


問題係兩間學校都有優點同缺點,所以好難決定。

現在的一間叫卓思:
丁丁讀得開心
一般評語是:課程深、老師有愛心、地方大、小學派位好、直資或私校入讀機會大

$1100留位費的學校叫宏褔:
一般評語是:課程淺,小朋友讀得開 ...
親子王國日誌以外之網誌連結已被刪除


伯爵府

積分: 19199

好媽媽勳章


1151#
發表於 07-11-20 12:44 |只看該作者
Yes...property is low liquidity, and the prices have gone up so much this year. You should consider carefully.

We decided to sell the flat and rent the apt because while the kids are small, there are many reasons not to maintain a house: (1) they will ruin decorations, (2) unknown factor of schooling...

You should also buy in an area where there is liquidity. In my opinion, i would not buy apt in those new "ho jaks"...


原文章由 chiuchristan 於 07-11-20 12:24 發表
上上等 上了岸的FSY::lol

唉! 大家都係香港打工仔, 妳間豪宅夠大, 但我長遠想多少少空間比倆隻仔lor!
但想起Ivyscyip話過property is low liquidity, 唉, D $$成為不動產, 好無癮呀!!
仲要handle執/搬餐C, 好懶 ...


男爵府

積分: 7768


1152#
發表於 07-11-20 12:53 |只看該作者
Ivyscyip,
Thank you so much for your professional financial advice!
Yes, I'm struggling for buying a bigger appt., that means more $$ won't be on hand. As you know, I feel a bit insecure for any need in sudden ga ma. Anyway, I've to trust my God to prepare for me anytime la.:loveliness:

We discussed last night again, we don't feel good that we may need to move with 2 kids anytime if property owner requested. Seems inconvenient & unstable. Are you feeling fine/good to rent a flat with kid?

原文章由 ivyscyip 於 07-11-20 12:44 發表
Yes...property is low liquidity, and the prices have gone up so much this year. You should consider carefully.

We decided to sell the flat and rent the apt because while the kids are small, there are many reasons not to maintain a house: (1) they will ruin decorations, (2) unknown factor of schooling...

You should also buy in an area where there is liquidity. In my opinion, i would not buy apt in those new "ho jaks"...

[ 本文章最後由 chiuchristan 於 07-11-20 12:54 編輯 ]
Hayes had been breastfeeding for almost 3 years, then naturally weaned by himself!

Wish Hayes with Love, Peace & Joy!!


伯爵府

積分: 19199

好媽媽勳章


1153#
發表於 07-11-20 12:59 |只看該作者
I rent directly from Sino. They kept about 50% of the flats in our estate for rent. It is unlikely that they will kick us out. The rent may go up though, but we are locked in for 2 years.

I don't mind the ability to move quickly now, as I don't know where Ivy will be going to primary school. I want the flexibility to move depending on where she will go to primary school.

For us, since we want a bigger flat with more room for the kids to play, it will be quite a financial burden to buy the flat now, especially since the prices have rocketed this year. We would rather invest the downpayment money in the stock market, and then pay more downpayment when the property market comes back down.

原文章由 chiuchristan 於 07-11-20 12:53 發表
Ivyscyip,
Thank you so much for your professional financial advice!
Yes, I'm struggling for buying a bigger appt., that means more $$ won't be on hand. As you know, I feel a bit insecure for any need ...


男爵府

積分: 9395


1154#
發表於 07-11-20 13:17 |只看該作者
原文章由 tingfai 於 07-11-20 12:11 發表
It seems that the first one is better wor. At least Ding Ding is currently studied there and he has already got familiarize with the school. No need to adapt to a new one. Do your find the 課程深 by now, i mean in N1?
老師有愛心 is very important too.
小學派位好 -- very good le.

Does both of location of the schools be close to your home?


N1深唔深?我都唔知,不過家長日班主任比左丁丁堂上的功課我地睇,又覺得丁丁暫時都HANDLE到。
兩間學校都係在家附近。


男爵府

積分: 9395


1155#
發表於 07-11-20 13:22 |只看該作者
多謝各位奶媽:

我諗真係旁觀者清,你地分析得好有道理。丁丁現在返學真係好開心,週日我地去投票,投票站係返學校的路上,丁丁就不停說“返學”“X老師早晨”,我諗佢應該係想返學卦!

加上丁丁K1-K3都會返全日,下午茶完,有老師睇做功課,我諗功課深都唔係問題,至于學習興趣,唯有我地自己做多點,實行家中的蒙特梭呢教育啦!

等我今晚再同丁爸商量下先。

多謝各位的寶貴意見


男爵府

積分: 8249


1156#
發表於 07-11-20 13:24 |只看該作者
Yes, i have been moving for 4 times since 2002. I do not intend to buy house as well except one with very very high potential of rising price. Otherwise, I would rather keep cash and invest.
原文章由 chiuchristan 於 07-11-20 12:27 發表
No la, possibly should move to other district. We would consider for the primary school network & area of property.

Hey, you're expert for house moving bor, any suggestion?


男爵府

積分: 9395


1157#
發表於 07-11-20 13:25 |只看該作者
原文章由 chiuchristan 於 07-11-20 12:24 發表
上上等 上了岸的FSY::lol

唉! 大家都係香港打工仔, 妳間豪宅夠大, 但我長遠想多少少空間比倆隻仔lor!
但想起Ivyscyip話過property is low liquidity, 唉, D $$成為不動產, 好無癮呀!!
仲要handle執/搬餐C, 好懶 ...


哦!我以為你個度係買添!

我地都諗緊搬的問題,但真係要睇下樓價點,今年升得咁緊要,我地真係買唔起。現在間屋實在太細,我諗兩年之內一定要搬。我地計劃是先賣現樓再買,又或者先租。


男爵府

積分: 8249


1158#
發表於 07-11-20 13:33 |只看該作者
Totally agreed!!!!

原文章由 ivyscyip 於 07-11-20 12:59 發表
I want the flexibility to move depending on where she will go to primary school.

We would rather invest the downpayment money in the stock market, and then pay more downpayment when the property market comes back down.


伯爵府

積分: 19199

好媽媽勳章


1159#
發表於 07-11-20 13:35 |只看該作者
Where you live right now has rised a lot recently due to potential MTR!

Right now, I would rather keep cash and invest too...because prices have just been too crazy...On the other hand, if there is a crash like SARS, i don't mind buying another flat.

原文章由 tingfai 於 07-11-20 13:24 發表
Yes, i have been moving for 4 times since 2002. I do not intend to buy house as well except one with very very high potential of rising price. Otherwise, I would rather keep cash and invest.


男爵府

積分: 8470


1160#
發表於 07-11-20 13:36 |只看該作者
原文章由 bbpooh 於 07-11-20 13:25 發表


哦!我以為你個度係買添!

我地都諗緊搬的問題,但真係要睇下樓價點,今年升得咁緊要,我地真係買唔起。現在間屋實在太細,我諗兩年之內一定要搬。我地計劃是先賣現樓再買,又或者先租。 ...


我都以為佢係買, 不過而家樓價高, 買好似好貴咁. 我有個朋友上兩個星期睇中層樓諗住買, 點知個業主叫高咗三次個價, 佢嬲嬲地唔買去租. 以前我買果陣, 租同買每個月比既錢都差唔多, 由於我哋係好懶搬屋既人, 所以橫掂差唔多, 所以最後都買.

最近子進爸口痕痕講過好唔好賣咗層樓租樓住, 但係租金可能仲貴過而家每月既供款呢, 條數唔識計....,

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