我成家一向都係買PRUDENTIAL O既PLAN, 無特別再同出面比較, 我個人認為如果市場上O既PLAN係差唔多O既話, 我會選擇SERVICE. 我個AGENT SO FAR都OK, 跟O左我地都成十幾年, 佢問我地有無幫亞女O係出面再有INVESTMENT/SAVINGS 做緊, 我話有, 佢就幫我做O左個LIFE (w/ min. savings 唔記得幾歲攞返幾錢, whole life coverage,) + 危疾+ 住院(大房) + EXTRA 住院 EXPENSES COVERAGE (UP TO 80% of extra expenses on top of the basic coverage) + 失業供款等, 我記得係咁多, 約HK$4XXX一年.
大女試過TOUCHWOOD因FLU住院2次, 一次$6XXX (2 NITES @ ST PAUL'S WARD 4 yrs ago, not recommended as it's too crowded, and mixed up with kids w/ diff sickness!!!), 個 plan cover晒.
另外, 2年前住養和, 開頭諗住住2等房, 點知姑娘話O個時2等房住緊D小朋友O既病況同我個女(FLU)唔同, 又話大房當時得2個小朋友住, 都係FLU, 叫我地住大房, 仲俾最入張床我個女, 同其他小朋友隔開D, SO FAR 都OK, 最後埋單$9XXX, 住O左一晚連LAB TEST ETC, 我地最後只係補$4XX.