I had big loss from stock market which I needed many years to save back that money.
Besides, my new maid will come soon and extra expenses must be incurred.
I have no increase in salary in this year but the household expenditure increases a lot e.g. grocery products, school expenses, medical expenses (including Chinese herb)
. Maybe I just want to use the last lot of money to realise my dream and then work hard to save money.
My girl's future is more important. I don't think I can go to my dream place/travelling in the next 2-5 years. I may just can save little money for my girl to go for summer school tour on her own in the future .