冇根據income % 去買, 只諗有事(touch wood )可以有筆$比在生既人用jar >>> In the contrary, I buy for savings and for in case serious sickness/ unable to earn for life.
If dead, then it cost not much and beleive those alive should be strong enough to struggle! ~~~ no eye see ma!
Actually I cut most of my medical insurance 3/4 years ago! As I learned that the public cover very well when you are seriously sick. If small case, think still can afford or go for public. For serious sickness, insurance cant cover well
Now I only have the hospital income insurance for myself! But I have the hospital policy for CH!
This thinking come from my dad's heart attack case 10 yrs ago, found there would no insurance can cover the cost if we go for private! Guess it would be more than a million ~~~~
San: 紅利--> 我買個份,5年一次紅利, 可選擇攞唔攞, 唔攞就好似你個份o甘, 供到某個時期就用紅利供/cover.
>>> I hardly remember one of my best best friend who was a agent, she told me dont 供到某個時期就用紅利供/cover. Its because at the time your bonus can cover the premium, it is the time to earn real profit. That means you lost the best time to earn profit!
Life insurance>>I bought a little only. Mine is only$5xx each month for 20 years (I paid ~12-13 years la) and holman's one is ~$1000 per month for 10 years. Daddy paid for his by himself.
Medical insurance>>companies (both daddy and mine) covered. while I paid $4xxx p.a. for my mom.
可唔可以比我中六合彩呀??????
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)可以有筆$比在生既人用jar
除左Jaykan果份教育基金, 其他都諗住退休靠佢過世 
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