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大宅

積分: 1331


發表於 04-5-4 15:02 |顯示全部帖子

is it a good time to buy a flat ?

as above.......any suggestions....
please....


大宅

積分: 3704


發表於 04-5-4 15:05 |顯示全部帖子

Re: is it a good time to buy a flat ?

too many flat in the coming future....
no need to buy
8899


複式洋房

積分: 261


發表於 04-5-4 16:07 |顯示全部帖子

Re: is it a good time to buy a flat ?

而家樓價咁高, 好貴喎. 我會睇定D.


侯爵府

積分: 21395


發表於 04-5-4 16:14 |顯示全部帖子

Re: is it a good time to buy a flat ?

買之前考慮下:

1. 係不係一定要買, 不買無得住, 租得不得?
2. 人工呢幾年有無加過? 如果萬一比人抄左, 供不供得起?
3. 不好將價就貨, 諗住平d就買遠d(新界), 要諗埋, 將來有小朋友(假設依家無), 個校網. 因為假設住落之後, 樓市跌起上黎, 搬不到
4. 萬一加息, 供款會不會加大左, 而變相增加負擔?

如果以上的答案你接受到的, go ahead.


子爵府

積分: 11397

好媽媽勳章


發表於 04-5-4 18:47 |顯示全部帖子

Re: is it a good time to buy a flat ?

honda 寫道:
而家樓價咁高, 好貴喎. 我會睇定D.


我都係咁話. 我之前好恨買樓, 而家都係睇定先. 因為人工未有加之餘, 矢業率仲係高企. 睇電視話個市會回軟多一兩個月, 要睇埋加息同賣地等先肯定個樓市前景喎.


珍珠宮

積分: 30588

2019新春慶豚圓 2019勳章 2018復活節勳章 畀面勳章 BK Milk勳章 hashtag影視迷勳章 開心吸收勳章


發表於 04-5-5 09:55 |顯示全部帖子

Re: is it a good time to buy a flat ?

依家比炒家炒到咁高,梗係唔係好時機,早一年前就係!睇定D先啦!依家太貴喇!


大宅

積分: 1331


發表於 04-5-5 10:39 |顯示全部帖子

Re: is it a good time to buy a flat ?

BUT my friend......in high level management...told me
the flat will increase in the coming 0.5 year...............

Is it right ?


侯爵府

積分: 21395


發表於 04-5-5 10:46 |顯示全部帖子

Re: is it a good time to buy a flat ?

係樓市大跌期間, 政府高官夠叫d人定d, d樓價不會再跌, 已經跌到谷底, 叫人放心買樓?? 不知你記不記得? 佢地講野不需負責任, 但層樓你上左身, 就係你的責任.

股票預測專家, 夠成日叫人買mug買mug, 跌果時又不見佢地出聲?


大宅

積分: 3704


發表於 04-5-5 11:01 |顯示全部帖子

Re: is it a good time to buy a flat ?

yes,u are right......
8899


大宅

積分: 2707


發表於 04-5-5 11:58 |顯示全部帖子

Re: is it a good time to buy a flat ?

暫時都無打算!因為
1.租樓好抵,遲d租金加先算!
2. 未諗到邊度好想買又自己afford到!
3. 唔想俾自己好大壓力,如果過幾年唔想做,咪辭工住得差d law!而家嘉湖山莊800幾呎都係租4000幾,都幾好呀!
4. 唔想見到自己買既樓越來越殘,租樓可以住新樓!
5.想多d流動現金!
所以樓市升跌我都唔會理住!


男爵府

積分: 5234

畀面勳章


發表於 04-5-5 14:28 |顯示全部帖子

Re: is it a good time to buy a flat ?

I think it is up to any body who is affordable to pay monthly stalement. It is now much cheaper than a few years ago. Interest rate is low and more reasonable too. I have just bought 1 normal and two small flats for rental purpose, as to help increase future income, because I got not enough income after my retirement. I don't want to receive any welfair from the HK govt.
:-P :-P :-P
你要身體好、記得時時要飲水、不一定等到等到口渴嘅!


大宅

積分: 1331


發表於 04-5-5 14:42 |顯示全部帖子

Re: is it a good time to buy a flat ?

hi sara,

may i know your flat is rent / buy.
how about the rental rate.

tks..


大宅

積分: 2707


發表於 04-5-6 10:21 |顯示全部帖子

Re: is it a good time to buy a flat ?

mak,
我係租樓住架! 我住緊層樓而家市價300萬,但係只係租$9500,包管理費差餉(都要成$1700-$2000),800幾呎的地鐵上蓋,樓齡5年,我搬入去前佢完全裝過修,所以都好新!

其實我都好蠢,上年谷底賣左層樓,但係真係逼不得己!因為我層樓有d錢係我老爺奶奶,所以佢地成日覺得可以控制我,所以我覺得好慘!後來因為吵大wok所以立刻(十日內)賣左層樓,還番全部錢俾佢地,我立刻覺得好free呀!所以我以後都唔會問親戚借錢買樓!
其實我而家已經儲夠首期,可以再買樓,不過我而家寧願買匯豐都唔會買樓!如果買樓係好,匯豐作為世界第二大的銀行,都會投資去樓市啦!咁咪又係當我買左樓啦!
不過或者樓市真係會升呢!我唔理佢唔代表佢唔會升....只不過.....我真係有d心淡,過兩年先算!


大宅

積分: 1331


發表於 04-5-6 10:35 |顯示全部帖子

Re: is it a good time to buy a flat ?

hi Sara,

thank you for yr info. & let me think it carefully
before buying a flat...............
but if you invest the HSBC, what price you prefer
to buy........now it is about 115.5 / share.


大宅

積分: 2707


發表於 04-5-6 11:07 |顯示全部帖子

Re: is it a good time to buy a flat ?

MAK,
我係每個月供$4000,另外就儲夠一畢錢就會等跌就入!我唔知現價算唔算低,不過我淨係知道,如果係長線投資(more than 十年)又唔等錢洗既,就無咩所謂!


大宅

積分: 3704


發表於 04-5-6 11:09 |顯示全部帖子

Re: is it a good time to buy a flat ?

Sara,

in another way, if the PRICE is down in the coming
10 years........you may lose more.......

no one can predict the future......

8899


大宅

積分: 2707


發表於 04-5-6 11:14 |顯示全部帖子

Re: is it a good time to buy a flat ?

898998,
基金格價可升可跌,股票格價可升可跌.....
high risk, high return.....
但係最少佢都叫有4厘息!
投資一定有風險,但係唔投資就一定要死儲錢......
咁你有咩好提議呀?


大宅

積分: 3704


發表於 04-5-6 11:35 |顯示全部帖子

Re: is it a good time to buy a flat ?

Maybe, you are right..........
8899


男爵府

積分: 5234

畀面勳章


發表於 04-5-7 04:06 |顯示全部帖子

Re: is it a good time to buy a flat ?

The price is just starting up, so it is a right time to buy. Otherwise, I think it will be regret in the future, if it will become higher and higher that we can not afford to buy any more (until another circle of bad economy comes again!). Try find the affordable flats that match our own budgets.
你要身體好、記得時時要飲水、不一定等到等到口渴嘅!


大宅

積分: 3704


發表於 04-5-7 09:55 |顯示全部帖子

Re: is it a good time to buy a flat ?

i want to buy a flat in shatin few weeks ago,....
however, the rpice is already up 30% since last Nov.

how to do ?
chase it........or just look....
8899

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