Full pay 同做 mortgage 冇分別. 如你諗住一 completion 之後就即刻申請, 追律師攞呢三份文件:-
1. HM Land registry: Official copy of Registry;
2. HM Land registry: Completion of registration;
3. HM land registry: Official copy of the title plan.
有齊以上三份文件已足夠 for accommodation requirement proof. 再加 cover letter declare 有幾多間房. 不用 council bill. 同埋 呢三份文件只有 soft copy. 不會有 original. Home office accepts print out copy.
另外, 睇住你申請個 timing. 如 completion 左 within 三個月入紙, 以上文件from 律師就 ok.
過左就要你自己同 land registry 申請, 因以上文件有日期幾時出. Home office 會睇文件時間性.
如你 agent 吾知以上文件, go to other agent.
Also check 下佢有冇 OiSC qualification.