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子爵府

積分: 11683


發表於 05-2-4 21:49 |顯示全部帖子

外幣掛鈎存款

通常可以收到幾多息,你地會幫襯邊間銀行?
有無例子可參考,現在有那隻外幣推介?


民房

積分: 72


發表於 05-2-5 00:19 |顯示全部帖子

Re: 外幣掛鈎存款

廖創興銀行

Rate at 31-1-2005
HKD/NZD: 7 days ATM: 20%
USD/NZD: 7 days ATM: 21.8%
HKD/AUD: 7days ATM: 18.86%

Many combinations and different date have different interest rates. Better rate than HSBC, Hang Seng, Standard Chartered Bank, Bank of Communication, Bank of China, Wing Lung Bank, Bank of East Asia and Dah Sing Bank. Similar rate to Wing Hang Bank, Citic Ka Wah Bank. But of course, if you have a lot of money to do the deposit (above HKD 5 million), go to those investment banks to have better rate.


禁止訪問

積分: 5989


發表於 05-2-6 00:54 |顯示全部帖子

Re: 外幣掛鈎存款

提示: 作者被禁止或刪除 內容自動屏蔽


民房

積分: 72


發表於 05-2-9 01:11 |顯示全部帖子

Re: 外幣掛鈎存款

廖創興d價可為現價或價外, citibank d 價表面幾好, 但你要看清楚協定價是否價內, 我并無幫襯過citibank.


侯爵府

積分: 22037

2020勳章 2019新春慶豚圓


發表於 05-2-10 12:22 |顯示全部帖子

Re: 外幣掛鈎存款

不好意思, 請問點解會有咁高息既? 係咪好大風險架? 可否簡單解釋一下呢? 謝謝先!
yungwingma 寫道:
廖創興銀行

Rate at 31-1-2005
HKD/NZD: 7 days ATM: 20%
USD/NZD: 7 days ATM: 21.8%
HKD/AUD: 7days ATM: 18.86%

Many combinations and different date have different interest rates. Better rate than HSBC, Hang Seng, Standard Chartered Bank, Bank of Communication, Bank of China, Wing Lung Bank, Bank of East Asia and Dah Sing Bank. Similar rate to Wing Hang Bank, Citic Ka Wah Bank. But of course, if you have a lot of money to do the deposit (above HKD 5 million), go to those investment banks to have better rate.


男爵府

積分: 7766


發表於 05-2-10 21:03 |顯示全部帖子

Re: 外幣掛鈎存款

yungwingma,
請問入場費要多少?


民房

積分: 72


發表於 05-2-15 23:35 |顯示全部帖子

Re: 外幣掛鈎存款

Risk is smaller than buying straight foreign currency. The high return is the tradeoff from your potential higher return (which is of lessor possibility) with smaller return (the quoted interest rate). Also, you cannot do anything until maturity date for currency linked deposit, i.e., less flexible than buying straight foreign currency.

Most suitable for those have many money. It is because it is like you are 莊家 in a game--High chance to gain a limited return but still a small possibility to lose a lot of money which is same as you invest in foreign currency.


民房

積分: 72


發表於 05-2-15 23:36 |顯示全部帖子

Re: 外幣掛鈎存款

HK$38,000.00 for Liu Chong Hing Bank.
HK$100,000.00 for most Banks.


複式洋房

積分: 414


發表於 05-2-16 01:08 |顯示全部帖子

Re: 外幣掛鈎存款

請問如果到期但個外幣跌,是否可以續?如果隻外幣升,是否除了賺息,還可以賺差價?


民房

積分: 72


發表於 05-2-16 23:20 |顯示全部帖子

Re: 外幣掛鈎存款

如果外幣跌, 你要收外幣, 你可用那些外幣來掛港元或美元, 但這變成看外幣牛皮偏軟.
如果隻外幣升, 當然不可賺差價, 因高息就是將賺差價(你不肯定, 亦無人能肯定)的機會售給銀行換取的.

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