I think our kids learn this from our daily behaviour. So we should behave ourselves first, not to waste money, buy only what is needed. Sometimes it is easier to talk than to act. For example, whenever I buy new clothes, my 3 years old will ask : mom, why do you always buy clothes?
Hi fpun :
教子女的理財觀念,是在日常生活中慢慢的令佢地學習,理如小朋友每要買嘢時,大人都習慣地問佢地點解想買,有冇必要,會唔會家中己經有相同的玩具,就算要買,也習慣地何問佢地,買咗返去之後,會點樣對代這件玩具,咁樣,佢也會慢慢習慣係每次用想買嘢之前也會想清楚.而儲蓄觀念,就要比到一個目標佢地,開始時可以訂下一些短期及細的目標,(例如,時間係一個星期,目標是麥當勞),當佢地習慣之後,可以慢慢把目標由一星期改為二星期,由細錢碼改為慢慢加大,由細目標慢慢變大,而小朋友的收入,就是從日常生活中的表現中獎勵,在家中放個錢箱,把他的收入放在錢箱中,到特定時候,就可以同佢一起去完成個目標,其實小朋友也會享受到果仲成功感.
希望這小小的提意,你覺得有用啦!
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