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發表於 07-4-12 08:54 |只看該作者

請問有冇人用過Paypal, 香港用晤用得?

請問有冇？

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發表於 07-4-12 09:47 |只看該作者

Re: 請問有冇人用過Paypal, 香港用晤用得?

I think it is OK. But, it is ONLY suit for transferring foreign currency.

But, you should note that the Paypal charge is very HIGH and the exchange rate is quite LOW.

MY SHOP http://www.ectrade.hk

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發表於 07-4-12 13:58 |只看該作者

Re: 請問有冇人用過Paypal, 香港用晤用得?

Dear Maggiew

Thanks for your reply. My brother wants to remit money to my account through Paypal. He says that it should be free of charge if I accept US$. So I wonder why you said that "

aypal charge is very HIGH". I also checked from Paypal website: https://www.paypal.com/ and it also said that it is free of charge. Can you tell me whether the website is correct? If so, what are the charges for? Thanks in advance for your assistance.

Regards
JeffB

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發表於 07-4-12 14:18 |只看該作者

Re: 請問有冇人用過Paypal, 香港用晤用得?

HI, JeffB, sorry, what I mean is the rate. For USD, it is about 7.5 only.

Maggiew

MY SHOP http://www.ectrade.hk

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發表於 07-4-12 14:28 |只看該作者

Re: 請問有冇人用過Paypal, 香港用晤用得?

Oh, JeffB, if your brother send you, say, USD100 to your paypal account. When you get the fund, paypal will charge you about 4.4% (different rate for different currency) before putting to your account. That means, you will get about USD95.6. Thus, NO charge to the sender only. I usually deal with AUD, the rate is about 3.6-3.8%.
Besides, the rate for USD to HKD is about 7.5 only! If you do not need to withdraw to your HK bank account, that's fine. Otherwise, it is something like extra charges.

Hope can help you.

MY SHOP http://www.ectrade.hk

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發表於 07-4-12 21:52 |只看該作者

Re: 請問有冇人用過Paypal, 香港用晤用得?

Dear Maggiew

It seems that the charge is quite expansive if my brother remits US$1,000 to me. The charge is US$1,000x7.8x4.4%=HK$343. Am I right?

Anyway, can you advise me how can I register at Paypal? Should I just register at the website? Is it safe? Besides, you said that there will be extra charges if I withdraw money from a HK bank account. Then how and where can I withdraw the money from my Paypal account so as to avoid the extra charge?

I would be grateful for your advice. Thanks.

Regards
JeffB

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發表於 07-4-12 23:25 |只看該作者

Re: 請問有冇人用過Paypal, 香港用晤用得?

JeffB, sorry for making you confusing. I have just confirmed the updated rate. Paypal charge is about 3.5%. Let's take an example:

If I send you USD1,000 to your Paypal, you will get about USD965 (after deducting the 3.5% charges). That means, your papal account will have USD965 balance. If you withdraw it from Paypal and transfer it to your local bank account, you may only get HKD7334 (USD965*7.6) as the rate for exchanging USD to HKD via Paypal is only ~7.6!!

So, the total charge is (USD1000*7.8) - HKD7334 = ~HKD466.

If you want to register as a Paypal member, just do it on the internet, there is NO problem. No worry. I have used paypal for over 1.5 years, no problem at all (touchwood).

maggiew

MY SHOP http://www.ectrade.hk

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