leohannahchan:
For the people who is has the health insurance without paying anything, usually is the HMO network type, for yours is the PPO and the 20% is not based on whatever the doctors or hospital bill the insurance, the fees are depend on what the insurance has allowed if the doctors or hospital is within the network of BCBS. Let say the OB/GYN charged you $7000 for the delivery fee but that doctor is within the BCBS and the insurance only allowed $4000, you will only be responsible for 20% of $4000 = $800 and is not calculate from $7000.
Hope you understand what I am trying to say.
BTW, congratulation. :lol:
whalebb:
"妳個仔入學前有無去過 playgroup??
入學前識唔識分顏色abc等???
HK d bb和佢同年齡己識好多野
我個女勁怕陌生人"
My son started the nursery school when he was 2 years ond 8 mos old and he is not ready for the Pre-K (regular school) until next year Sept. Yes, he knows the color but not too well on the ABC, don't count on him, he is a very lazy boy and I didn't push him much. Yes, I agree with you, the kids from H.K. know much more than the ones in here and sometimes I feel like my son is like "1 piece of rice" too
Thank you so much for your explanation and I guess my husband and I will put $1500 to $2000 into the Health saving account. Even for worse case, we end up need to pay $3600 (max. according to plan, we can have $1500 to $2000 tax write off)
Marble
Do you check 中國黃曆 for the picking a date to have your C-section? Good luck and so your baby will be older than mine..... :-P (at least a week)
Thanks for the link and I just checked that the requirement for mommy is 30 weeks pregnant or less which I just reach my 30 week.... but I guess is Ok as I already expect the worse case will be $3600
Have you decide which area you will move to yet?
Housing price here is just going up and up!! Anyway, Wellcome to San Jose....and I guess you will move after your baby delliver and 坐月 right?
Clarab
$3000 is high for vaginal birth but if you are having a C-section, then AIM is quite fair.
leohannahchan
係呀!!1美國醫療好溶我生完bb後立刻買PPD2500啦!!!
Really!! As I remember the requiremnet of AIM was 36 mths pregant, maybe AIM changed the rule la!!!
咁妳會不會返香港???
我老公仲在香港等interview
妳是否之前也是在香港等??
do you know交左擔保書後仲要等幾耐先有通知日見領事???
Cuttie M
I just went to pre-school which I will let Berenice attend. I talked to the teacher regarding my daughter as a pic of 'YAM". She told me at the first year 會關注bb學習團體生活和社交.之後先 learn ABC之類.佢話美國長大細佬比較outgoing.咁又係 wor
little fatman and clarab
有無買toy比bb
我去toy R us買左隻音樂青蛙比 Verniece
she loves it so much
whalebb:
My brother is a good cook, he will make turkey and whole bunch of food on thanksgiving too, you can buy those pre-made stuffing and put them into the turkey too.
About the school, yes, supposely, the children in here don't need to learn ABC or any writting skill until they started the pre-K year but seriously, I think a lot of people will start to teach them when they are around 3 years old, I guess at least they should able to regnonize the ABC before they are 4. My son's school has already asking him to write ABC and 123 a while ago but he is just so lazy and I think I should start to make him practice at home soon too. :-(
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Actually, my husband is US citizen and so I came to USA with B2 visa last Septemeber 2003 and got married here and change status here. Maybe San Jose is faster, I applied change of status on Nov, 03 and got my conditional green card on May,04. (less than 6 months) So, I don't know the process in Hong Kong... We paid $1000 here to find a lawyer to file the application for us so we can ask him if we have any question.
Marble
You will move to San Jose before Jan?? You need to pack all these stuff by yourself (while you are pregnant)?? Take care...wor...why so urgent??
I am living in South San Jose and which part you are moving to? Maybe we will meet in Jan in hospital while we are both deliver our baby
My husband and I just went to Rockpot outlet and bought 2 pair of shoes. Thanks for you coupon!
marble:
Very trouble wow, when you have the baby, you will need to arrange your son and 2 dogs.
Who is going to "sit moon" with you this time? You sure need someone since you have your son at home now right?!
Marbel
妳係咪會開刀生???
如果係都無咁驚 但若果特然見紅
最多妳咪 call 911
so don't worry too much!!!
不過我知妳掂 ka!!
我地USA mother 特別接堅強 ka!!!
Leohanachan
我本來也想老公過左來先apply green card
但佢話佢唔想幾個月無野做
因佢係男人要養家
妳有無買定補品呀??
得閒多d上來傾呀
Clarab and little fatman
我 @@好痛損左
唯有用手整奶奶用spoon 喂
我好開心佢肯用spoon
咁我don't need to worry 我無端端屎左佢會無野食
cuttie m
係呀 3 yrs old need to know ABC and color
我只係worry Berenice佢連自已行也係24個月先識
但佢有興趣的事物
no need to teach 也學到
example as 家務,化妝和幫妹妹換diaper
我teach her color and abc she ingore me ar
so far only know 1, fish ,tree, bus