End up around how much out of pocket you need to pay? My friend wants to find out the cost to give birth here with private health fund covered and baby bonus.
My bb was born in Mar09 in a private hospital in Sydney, can share some with you. mine was a natural birth.
1) Depends on the excess of the private health fund. if there is no excess, then, all the hospital expenses are covered by the health fund.
- mine excess was $200. I paid $200 to the hospital 4 weeks before bb due. Hospital sent the bills to my fund directly. my fund sent me statement and stated that they paid around $5000 and $1100 to the hospital for my stay and my bb in ICU one night. as my bb went to ICU, so there is a private pediatrician to follow up. I need to settle the bill and 100% claim the health fund because it's related to my bb's hospital stay.
2) Depends on how much the Obstetrician charge.
- mine charge $2400, $1200 claimed private health fund.
3) Pre-natal check up fee. Partly claim medicare. no claim for private health fund.
- had about 15 visits, out pocket total around 15 x $35 (average) = $525
4) 12weeks and 20 weeks scans. Partly claim medicare, no claim for private health fund
- $120 each, claim around half, so out pocket around $120
5) pregnancy diabetes check. Partly claim medicare, no claim or private health fund
- don't remember, but should be no more than $50
For my health fund, I have to be with them for 12month by the time I give birth. So, I joined the fund before we start our family plan I joined the Single cover to start with, and then joined the family cover (to cover bb's hospital expenses too) when I was around 6 months old pregnant. every fund is diff, need to check with them carefully.
Hope it helps and not out date.
原帖由 ngtft 於 10-1-1 19:30 發表
Hi pigpig
did you give birth in private or public hospital?
End up around how much out of pocket you need to pay? My friend wants to find out the cost to give birth here with private health fund co ...
Birth 15/3: W:4.2kg L:52cm HC:37.5cm
Day 09: W:4.37kg L:55.5cm HC:37cm
Day 46: W:7kg L:62m HC40.5cm
Day 82: W:~9.2kg L:~66cm
Day 112: W:~10.4kg