No need to worry, as I have encounter my child to be a pre-mature baby as well. I need to give birth when he was 31 weeks too. He had stayed in the hosptial for 3 months before he can get out. Imagine, if I were gave birth in private, I will be die of seeing the bill lei. In fact, I was plan to give birth in St. Teresa but hence after I check up with my doc and he said I must go to the hospital right away, my doc had wrote me a letter to give to Kwong wah instead. As he said the costs for the BB after when he is out is gonna be huge, might as well to give me letter for the public hospital instead. I went into ER and without waiting a quene or whatsoever, I got in immediately lei. So as your doc to write you a letter to Kwong Wah then just bring in this letter to ER and said you don't feel good and must need to get in right away. I am sure they will not reject you.
if you have questions, PM me, I can give you my mobile