I heard from my friend that at St Teresa, they will ask which doctor refers you first before they confirm that you have the option "not" to join package. That is to say, hospital allows prenancy women referred by a certain list of doctors the option of join or not to join package. If your doctor does not fall into that list, you don't have the choice but to join package.
My doctor always recommends us not to join package to save money at St Teresa.
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我見其他係法國都要成4-5萬...出入都好大. 我都相信會係浸會生, 問過e生, e生費around $15,000, 而門刀要成HK2萬幾, 如果join package再加萬幾兩萬... 加起上黎都要成4-5萬 
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