家庭理財 今日: 43|主題: 46243

小小女人 寫道:
maxnew & Ron38,


謝謝你們的回應. 但係我想聽o下其他媽咪分享佢地既經驗 (唔係 sale o個種). Thanks.

Honey 寫道:
For 2-3 years investment, buying Unit Trust Funds may have high cost, as normally there are 5% intial sales charges, 1%management fee, 0.5% maintainace charge & sometimes 1% servicing fee...totally 7.5% for the first year and 2.5% onwards.

However, who knows the market situation/the Fund price can increase 10% or more to cover the cost. And even the price increased 10%, it is only equal to your initial investment amount.

So, it is better to look for other investment for 2-3 years.

For comparing all Funds selling in Hong Kong, you can see the ***PAST*** performance below.

Click here :http://www.hkifa.com.hk/chinese/funds/perf.htm

joeytcy 寫道:
甘我想問一下有無人知下面幾隻邊隻好D....
1)富蘭克林高息基金
2)富蘭克林浮動息率基金
3)富蘭克林入息基金
銀行介紹買高息基金...因呢7年回報唔錯, 但會唔會因利息越來越高以至無甘多利潤呢, 呢隻係投資環球固定入息債務證券.

Ron38 寫道:
其實投資基金很簡單 :

應選擇 :
1. 長線表現好的, : 3年 及 5年
2. 買區域型的, e.g. 亞洲, 歐洲區 或 環球型.
3. 波幅低.

不應作短線買賣, 否則手續費會很貴.

Ron38 寫道:
無論投資什麼，累積的經驗是其中最重要的．　這網站提供一個平台給所有人分享他們的經驗，　是有益的．　當然，的確有一些是進來別有用心的，　大家真是要留意，　但問題是，　有些人真的想分享自己多年的投資心得，但又給某些人不斷的騷擾．．．．