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伯爵府

積分: 16056


1#
發表於 09-4-26 17:41 |只看該作者
We will buy a flat and we apply mortage for about 55%. The amount we need to pay seems exceeds half of my husband+ my inome. However will the bank also consider we have 13 months inome and my husband everyyear has about 100k comission despite basic salary?

I am very very worried now!


別墅

積分: 589


2#
發表於 09-4-27 15:10 |只看該作者
you should discuss with the bank in more details, and let them know your situation. Your mortage application shall be based on their internal (risk) assessment case by case. Moreover, your savings amount is a good ground for your application.

Pls. note that different bank has different critera.


原帖由 celiacc 於 09-4-26 17:41 發表
We will buy a flat and we apply mortage for about 55%. The amount we need to pay seems exceeds half of my husband+ my inome. However will the bank also consider we have 13 months inome and my husban ...

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