Cos' I sold my flat at 2009 June.
And now i rent a flat only cost $4K.
Near Tuen Mun west rail.
No need to pay the management fee.
(Before i need to spend $880 for management fee and bank in ...
If you were paying insterest $3000 a month, the flat you sold in June shall now be renting around 5-6K a month at least, so you are now lowering your living standard to wait for the next chance. Am I correct?
I don't see how you can save more money to buy the next flat as now your monthly expenses are the same as before. Could you further explain?
same here. if i can afford the flat i like, i will buy no matter the price. i have a target now but can only afford if there is a 10% adjustment. i will choose to wait.
many agents told me the price is crazy (even they think it's crazy and asked me to wait although no one knows if price will continue to shoot up).
in my case rental is cheaper as my past mortgage repayment is double the $ of my current rent. i am ok to rent a cheaper place, but for self-owned apartment, i want a better one. i can save abt 24k more/mth.
hot money can come in quickly but can also leak out quickly. no one knows how good/bad stock/property mkt is in Q4 2009.
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