Hoi250605 寫道:
My draughter has been stated in the Hospital twice for around 5 days, the major item that usually exceed the coverage is the miscellaneous items (i.e. test, medicine, injection). The coverage of such miscellaneous items is around HK$ 10,000.00 to HK$ 20,000.00 per disability, most insurance do not cover the excess. AIA insured the 80% of the excess up to the limited of HK$ 65,000.00/year.