Thanks for your comment. Yes, I agree with your points.
I will try to find flat for renting but if I could find an ideal flat and the price is attractive, I may buy it coz I plan to live at Ma On Shan for the next 18 years as my boy will study at a school there from playgroup till secondary section.
Property rise or fall all depends on LOCATION/ RENT VALUE/SUPPLY FROM DEVELOPERS. You can judge like this: If you can afford 3 million to buy a flat, where can you yield highest rent? Ma On Shan for 7-8K or HK island flat for 13-14K? You will get the answer! So long as the rentors' demand for that property keeps increasing, the price of that property can always upkeep and seldom fall. Just my observation.