請各高人指教:
can it be calculated scientifically? anyone know if i am correct?
say i am now paying mortgage at a rate of 5.3%. if i use $200000 cash to pay mortgage, and the monthly payment now is $20000 , i can save the interest in the next 10 payments ... 10/12 x 5.3% = 4.41%
so if can make a rate of return of more than 4.41%, in stock/funds, i should buy stock / funds then?
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